We collect various types of information to provide you with exceptional service and personalized financial guidance. This includes information you provide directly and data collected automatically through your interactions with our platform.

Personal Information You Provide:

• Name, email address, phone number, and postal address
• Business information including company name, industry, and revenue details
• Financial goals, investment preferences, and risk tolerance assessments
• Payment information for our services (processed securely through third-party providers)
• Communication preferences and feedback you share with us
• Profile information and preferences for our learning programs

Information Collected Automatically:

• Website usage data, including pages visited and time spent on our platform
• Device information such as browser type, operating system, and IP address
• Location data (with your permission) to provide relevant local financial insights
• Cookies and similar tracking technologies for improved user experience

Your information helps us deliver personalized financial strategies and maintain our platform's security. We use your data responsibly and only for purposes that benefit your experience with miraflexori.

Specific uses include:

• Providing customized startup financial strategies based on your business needs
• Delivering our learning programs and tracking your progress
• Sending important updates about market trends and regulatory changes
• Processing payments and managing your account securely
• Improving our services through usage analysis and feedback integration
• Ensuring platform security and preventing fraudulent activities
• Complying with legal obligations and regulatory requirements

You have comprehensive rights regarding your personal data. We've made it simple to exercise these rights and maintain control over your information.

We implement multiple layers of security to protect your sensitive financial information. Our security measures meet industry standards and are regularly updated to address emerging threats.

Our Security Protocols Include:

1. End-to-end encryption for all data transmission and storage
2. Multi-factor authentication for account access and sensitive operations
3. Regular security audits conducted by independent third-party experts
4. Secure data centers with 24/7 monitoring and physical access controls
5. Employee training on data protection and confidentiality requirements
6. Incident response procedures for rapid threat detection and mitigation
7. Regular software updates and vulnerability assessments

We retain your information only as long as necessary to provide our services and comply with legal requirements. Different types of data have specific retention periods based on their purpose and regulatory obligations.

While our primary operations are based in Australia, we may transfer your data internationally to provide comprehensive financial services. All international transfers are protected by appropriate safeguards.

When we transfer data outside Australia, we ensure:

• Adequate protection through legally recognized transfer mechanisms
• Contractual agreements requiring equivalent data protection standards
• Regular monitoring of international partners' security practices
• Your rights remain protected regardless of data location

We work with carefully selected third-party services to enhance our platform capabilities. These partners are bound by strict data protection agreements and are regularly audited for compliance.

Types of Third-Party Services:

• Payment processors for secure transaction handling
• Cloud storage providers with enterprise-grade security
• Analytics services for platform improvement insights
• Communication tools for customer support and engagement
• Security services for fraud prevention and monitoring

We never share your personal information with third parties for their marketing purposes. All partnerships are governed by data processing agreements that protect your privacy rights.

We use cookies and similar technologies to improve your browsing experience and provide personalized content. You have full control over cookie preferences and can modify them at any time.

Cookie Categories:

• Essential cookies required for basic platform functionality
• Preference cookies to remember your settings and choices
• Analytics cookies to understand how you use our services
• Marketing cookies for relevant content and advertising (with your consent)

Our services are designed for business professionals and are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors.

If you believe we have inadvertently collected information from someone under 18, please contact us immediately so we can delete the information and terminate any associated accounts.

We regularly review and update this privacy policy to reflect changes in our services, technology, and legal requirements. Material changes will be communicated through email and prominent notices on our platform.

We encourage you to review this policy periodically to stay informed about how we protect your information. Continued use of our services after policy updates indicates your acceptance of the revised terms.